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Our Lawyers Made us Write This
Smart Personal Finance and its partners offer a variety of loans that are subject to eligibility criteria and creditworthiness review. Loan and rate terms are also subject to restrictions based on credit score, loan amount, loan term, and credit usage and history. Residents of all states may not be eligible – please contact us for further details. Loan repayment periods range from 24 to 60 months, with APRs ranging from 6.25% to 35.99%. The APR calculation includes loan origination fees. For example, a $18,000 loan with an interest rate of 18% and an APR of 21% would have an estimated monthly payment of $530 and a total cost payable of $8,200.