Check Eligibility for Debt Relief – Smart Personal Finance Advice

See if you are eligible for debt relief - Resolve your debt through state-regulated programs.

How much unsecured debt do you currently have?

(An approximate answer is fine - do not include loans for cars and mortgages)

$1,000 $100,000

What state do you live in?

Do you have payday loan debt?

Yes

Great news – you may qualify for debt relief!

Complete this form for immediate access to your free savings estimate.

Relief available for many debt types
Set your monthly & total savings
Take control of your financial future

Your Full Name

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Your Phone Number

By submitting this form, I agree to be contacted by Smart Personal Finance Advice and / or it's partners via email, phone and SMS, including by automated dialers or by automatic voicemail. I agree to be contacted even if I am on the do not call list. I also agree to DebtHammer's terms of service.

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You're on the way to a debt-free life.

Please schedule an appointment so we can schedule some time to walk you through your various debt relief options”

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100% FREE to check • No SSN or Credit Check Required • Takes 30 Seconds • Doesn't Hurt to Check

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As Seen In

Recent Debts Reduced

Lender	Initial Debt	Settled Amount	Reduction
American Express	$4,662.24	$2,098.00	50%
Bank of America	$11,956	$6,577	45%
Barclay's	$29,459	$7,365	75%
Chase	$17,382	$8,692	60%
Lending Club	$36,516	$18,258	47%
Wells Fargo	$16,944	$6,777	60%

These numbers from our partners are before interest that would have accumulated if enrollees had continued making minimum payments. So real savings are actually likely much higher! Fees not included in figures.

Frequently Asked Questions

How does the program work?

Are you working hard but still struggling to pay off credit card debt and other debts like medical bills and personal loans?

Don't worry, you're not alone in this situation. Last year, the average amount of money owed on credit cards by people in the USA was over $5,000, and $14 million Americans owe over $10,000. That's a lot of money! On top of that, credit card companies received over $100 billion in fees and interest payments.

At DebtHammer, we use technology to help people resolve most of the debts they owe. We've already assisted thousands of individuals in getting out of debt.

We want to put a stop to credit card companies making billions in fees every year. That's why we're here to help you.

Want to find out if you qualify for debt relief? Just complete our short quiz above.

If you're eligible, a friendly debt advisor will setup a phone call to walk you through all your options.

Do I need to give you my social security number?

Is there any contract or obligation?

What types of debt can this program help with?

Are you going to charge me anything?

This program is designed to save you money - not charge you money.

The eligibility quiz is 100% free. If you are eligible, the consultation with a certified debt specialist is also free, and requires no commitment.

Enrolling in the program is also free, and you don't pay any fees until the debt has been negotiated and you have approved the agreement. So you don't pay anything until debt has been reduced.

Our Lawyers Made us Write This
DebtHammer and its partners offer a variety of loans that are subject to eligibility criteria and creditworthiness review. Loan and rate terms are also subject to restrictions based on credit score, loan amount, loan term, and credit usage and history. Residents of all states may not be eligible - please contact us for further details. Loan repayment periods range from 24 to 60 months, with APRs ranging from 6.25% to 35.99%. The APR calculation includes loan origination fees. For example, a $18,000 loan with an interest rate of 18% and an APR of 21% would have an estimated monthly payment of $530 and a total cost payable of $8,200.